Which of the following can disqualify a marriage for annulment?

The correct answer is the lack of capacity or fraud. In the context of annulment in New York, specific conditions can render a marriage voidable, meaning they provide grounds for annulment. Lack of capacity refers to situations where one or both parties do not have the mental ability to understand the nature of the marriage contract or to consent to marriage, which can occur due to mental illness or intoxication at the time of marriage.

Fraud involves situations where one party has deceived the other, thus undermining the validity of the marriage. This can include scenarios where one party misrepresents essential information that, if known, would have led the other party not to enter into the marriage. These grounds are crucial because they pertain directly to the fundamental legitimacy of the marriage itself.

Other options, while they may touch upon aspects associated with marriage, do not provide valid grounds for annulment in the same way. The absence of a marriage contract might complicate matters but does not necessarily void the marriage if other conditions were met for a valid marriage. Substantial debt, although it can impact the financial aspects of a marriage, does not relate to the fundamental legality or validity of the union itself. Irreconcilable differences may lead to divorce proceedings but